What’s Happening with Short-Term Healthcare Plans?

The short-term healthcare landscape is evolving, and as a Producer, it’s essential to understand how recent changes might impact your clients. A new federal regulation has capped the duration of short-term healthcare plans at just four months. While these plans were once a convenient option for individuals navigating temporary gaps, this shift has introduced challenges that can disrupt continuity and add stress.

Understanding the Changes

For years, short-term healthcare plans were a popular choice for clients in transition—whether between jobs, waiting for Medicare, or exploring other long-term solutions. With the new four-month limit, your clients may now face frequent plan changes and potential gaps in coverage. The need to re-enroll repeatedly creates unnecessary hassle, financial strain, and interruptions in access to care or services.

For Producers, this presents an opportunity to offer clients something more flexible and dependable.

What These Changes Mean for Your Clients

Clients relying on short-term plans are now confronted with:

• Inconvenience: Repeated enrollment every few months can disrupt planning and peace of mind.
• Added Stress: The process of constantly researching and switching plans is overwhelming.
• Potential Gaps: Even short gaps in coverage can leave individuals unprepared for unforeseen medical needs.

This is where you, as a Producer, can step in with a better option: Catastrophic365 from OneShare Health.

Catastrophic365: A Smarter Alternative

OneShare Health’s Catastrophic365 offers a refreshing solution to the challenges brought about by the new federal regulations. This non-insurance Program is designed for clients who need flexible, reliable support for temporary needs without the hassle of frequent re-enrollments.

• Flexible Enrollment: Catastrophic365 allows your clients to participate for up to 12 months and even re-enroll for additional years if needed. Plus, they’re not locked in—they can cancel anytime.
• Affordable by Design: Built for individuals with low healthcare utilization, Catastrophic365 eliminates unnecessary costs for services they may not use, like maternity sharing.
• Immediate Peace of Mind: Next-day effective dates mean your clients can get started quickly, avoiding frustrating delays.
• Added Features: With 24/7 Virtual Urgent Care (telemedicine) access through Clever Health and prescription savings with Rx Valet, Catastrophic365 provides more than just Sharing—it supports everyday health and wellness. 

Why Catastrophic365 is Ideal for Producers

This isn’t just a win for your clients; it’s a fantastic opportunity for you. Here’s why Producers are turning to OneShare Health:

• Nationwide Reach: Because no license is needed for a non-insurance product, you can market OneShare Health Programs across the U.S., giving you year-round earning potential.
• Simple Enrollment: Signing up your clients takes just five minutes, and Spanish translation options ensure you can connect with a broader audience.
• Residual Income: Enjoy level commissions for the lifetime of the Membership, creating steady, long-term income without drop-offs.

Take the Next Step as a OneShare Health Producer

If you’re ready to offer a reliable, flexible solution to your clients and grow your own business, Catastrophic365 is the answer. By becoming a Producer with OneShare Health, you’ll gain the tools and support you need to succeed while helping your clients navigate life’s transitions.

Don’t wait—become a OneShare Health Producer today. With just a resident license, you can start marketing Catastrophic365 nationwide and build the business you’ve always wanted. Contact us now to get started!