The Agent Insider

Why Health Insurance Agents Are Turning to Health Sharing Programs

Written by OneShare Health | Dec 23, 2024 2:00:00 PM

In recent years, Health Care Sharing Programs have garnered increasing attention among health insurance agents seeking alternative solutions for their clients. These non-insurance Programs offer a distinctive approach to managing health care expenses, built on a foundation of shared faith and mutual support.

Let’s explore why these Programs are becoming a favored option and how OneShare Health offers an excellent path for agents.

 

Why the Shift?

The health care landscape is evolving. Rising costs, coverage limitations, and growing client dissatisfaction with traditional options have prompted agents to look for innovative alternatives. Health Care Sharing Programs stand out for several reasons:

  1. Affordability: Health Care Sharing Ministries often provide more budget-friendly options compared to traditional health insurance. Programs like OneShare Health’s Catastrophic Program start at $72.99 in monthly Member Contributions, offering affordability without compromising value​​.

  2. Flexibility and Transparency: Unlike many traditional plans, Health Care Sharing Programs typically have straightforward guidelines that emphasize Member empowerment. For example, OneShare Health’s Memberships allow flexibility in choosing Providers, giving Members the freedom to make health care decisions based on their needs and values​​.

  3. Faith-Based Community: These Programs resonate with clients who prioritize a faith-centered lifestyle. They align health care with Christian principles, fostering a sense of community and shared responsibility​.

  4. Nationwide Access for Producers: With non-insurance programs available nearly nationwide, agents can market these options across the country without worrying about licensing in each state. The ease of enrollment and ongoing residual commissions enhance their appeal for agents​.

 

How OneShare Health Supports Producers

OneShare Health makes it easy for agents to integrate Health Care Sharing Programs into their offerings:

  • Simple Enrollment: With a quick 5-minute enrollment process and a Spanish translation option, signing up clients is seamless​.
  • Ongoing Support: OneShare Health offers tools like the First Health Network for extensive Provider access, Virtual Primary Care for routine health needs, and the Clever Health Smart Virtual Care™ App for urgent and mental health support​​.
  • Residual Commissions: Producers enjoy level commissions for the life of the Membership, fostering a sustainable income stream without drop-offs​.

 

Join the Movement

As the demand for flexible and faith-aligned health care options grows, Health Care Sharing Programs present a golden opportunity for health insurance agents. By partnering with OneShare Health, you can expand your portfolio, serve clients more effectively, and find fulfillment in offering a solution that prioritizes affordability, community, and spiritual values.

Ready to take the next step? Become a OneShare Health Producer today and become part of a transformative movement in health care.